Payment Policy for FashionBina

Effective Date: 11/03/2025

At FashionBina, we strive to provide a seamless and secure shopping experience for all our customers. This Payment Policy outlines the payment methods accepted on our website and how we handle payment transactions. By making a purchase on fashionbina.com, you agree to comply with the terms set forth in this policy.

1. Accepted Payment Methods

We accept a variety of payment methods to make your shopping experience as convenient as possible. Currently, we accept the following payment methods:

  • Credit Cards:

    • Visa
    • MasterCard
    • American Express
    • Discover

  • Debit Cards:

    • Visa
    • MasterCard

  • PayPal:

    • Use your PayPal account for a fast and secure checkout.

  • Apple Pay:

    • Pay using your Apple Pay account on compatible devices.

  • Google Pay:

    • Pay via Google Pay for a quick and secure transaction.

  • Other Payment Methods:

    • We may offer additional payment options in the future, which will be clearly stated at checkout.

Please ensure that your payment method is valid and has sufficient funds to cover the total order amount, including applicable taxes and shipping charges.

2. Payment Processing

All payment transactions on FashionBina are processed securely through third-party payment processors. We utilize SSL (Secure Socket Layer) encryption technology to protect your personal and payment information during the transaction process.

Once you submit your payment, the payment processor will authorize and confirm your payment. A confirmation email will be sent to you once your order is successfully placed. If there are any issues with processing your payment, we will notify you via email or phone.

Note: Payments are not processed until your order is placed and confirmed. If we experience any issues processing your payment, your order may be delayed, and you will be contacted for further action.

3. Currency and Pricing

All prices on fashionbina.com are listed in USD (United States Dollars). If you are making a purchase from outside the United States, please be aware that your payment method may be subject to exchange rates and international transaction fees, depending on your bank or payment provider.

The final amount charged to your payment method will include the product price, applicable taxes, and shipping costs (if any). Prices are subject to change at any time without prior notice, but any changes will not affect orders that have already been processed.

4. Payment Authorization and Fraud Prevention

For security purposes, all payments are subject to verification and authorization by our payment processors. FashionBina takes fraud prevention seriously, and we may conduct additional checks or request further verification for suspicious transactions.

  • Authorization Holds: In some cases, we may place an authorization hold on your payment method to verify the availability of funds. This hold is not a charge but a temporary hold on your account to ensure that the payment method is valid.

  • Fraud Prevention: If we suspect fraudulent activity or if the payment information provided is incorrect or incomplete, we reserve the right to cancel or delay the processing of the order. We may contact you for further verification if necessary.

5. Order Cancellation and Payment Failure

FashionBina reserves the right to cancel or refuse any order at our discretion, including but not limited to orders where there are issues with payment processing or suspected fraud.

  • Payment Failure: If your payment fails or is declined, we will notify you and ask you to update your payment information. Your order will not be processed until payment is successfully completed.
  • Order Cancellation: In the event that an order is canceled due to payment failure, we will notify you immediately, and the payment will not be processed. If a cancellation occurs after payment has been processed, a full refund will be issued.

6. Refunds and Billing Disputes

  • Refunds: If your order is eligible for a refund (such as in the case of a return or cancellation), we will issue the refund to the original payment method used during purchase. Please refer to our Refund and Returns Policy for more details on our refund process.

  • Billing Disputes: If you have any concerns or disputes regarding billing or charges, please contact us at info@fashionbina.com or (770) 948-3622. We will work with you to resolve any issues in a timely manner.

7. Taxes and Duties

Sales tax is calculated and applied to orders based on the destination address. The applicable tax rate will be shown at checkout before finalizing your purchase.

For international orders, any customs duties, taxes, or import fees are the responsibility of the customer. These fees are determined by the destination country’s customs regulations and are not included in the order total. We recommend checking with your local customs office for information regarding potential charges.

8. Security and Privacy

We take your privacy and security seriously. Our payment processing system is designed to protect your personal and payment information. FashionBina uses industry-standard security protocols, including SSL encryption, to ensure that your data is transmitted securely.

By submitting your payment details, you consent to the processing of your personal and payment information as outlined in our Privacy Policy.

9. Contact Us

If you have any questions or concerns regarding our Payment Policy, please don’t hesitate to contact us:

Thank you for choosing FashionBina! We look forward to providing you with a secure and enjoyable shopping experience.

For more information, please visit fashionbina.com.